As negative items are starting to be removed from your credit report. We recommend you start adding new primary tradelines. These new active accounts will help boost your credit score. Please choose 3 – 4 from the following list below if you don’t have any primary tradeline, 2 – 3 if you have at-least one primary tradeline.
Open a Credit Builder Account, pay monthly and on time to build positive payment history. Self will help establish the regular payment history that is key to building credit. No Upfront Deposit. Get Approved in Minutes. Withdraw Savings at End. Reports to all three credit bureaus. Click Here
WHAT ARE AUTHORIZED USERS?
Authorized users help you build your credit you can build a excellent credit score just by being added as a authorized user on a credit card. When you become an authorized user, the account is added to your credit report, which means on-time payments by the primary cardholder will help you build good credit history.
- A credit card owner / primary user adds you to their credit card account as an authorized user
- The credit card account gets added to your credit reports, just like if it were your own account.
- The credit card issuer gives updated account information to the credit bureaus on a monthly basis.
- Your credit standing improves if the account owner has on-time payments, low credit utilization and other signs of financial responsibility.