Primary tradelines

As negative items are starting to be removed from your credit report. We recommend you start adding new primary tradelines. These new active accounts will help boost your credit score. Please choose 3 – 4 from the following list below if you don’t have any primary tradeline, 2 – 3 if you have at-least one primary tradeline.


MJC⁣ Offers up to $5,000 unsecured revolving credit an reports to all 3 bureaus monthly⁣ Click Here

Credit Builder Card – Get a secured credit card with as little as a $200 – $1000 Deposit. No credit score needed for approval. Reports to all 3 credit bureaus. Click Here
National Credit Direct – Guaranteed Approval Up to $5000 in unsecured revolving credit. No Hidden Fees or interest charges, Member Benefits, and Unlimited Customer Support. Reward Points Program, which is similar to major credit cards or airline miles. Reports to all 3 credit bureaus. Click Here
Build credit history while saving. Austin Capital Bank gives you an installment loan. You do not receive the funds on day one, they are instantly deposited into the savings account. A lock is placed on the funds in the savings account to secure the loan. Each month you make a single, fixed monthly payment of principal and interest on the loan. The principal portion of your loan payment is credited towards the lock on your savings account and the interest portion of your payment is how we cover the costs of providing the service to you. During the term of your account we report your loan payment history to all three major credit bureaus and you earn interest on your savings account balance. When the loan is paid in-full, the lock is removed from the savings account and the funds become available to you. Click Here

Open a Credit Builder Account, pay monthly and on time to build positive payment history. Self will help establish the regular payment history that is key to building credit. No Upfront Deposit. Get Approved in Minutes. Withdraw Savings at End. Reports to all three credit bureaus. Click Here

NCD – offer you up to $5,000 unsecured revolving credit line so you can finance the latest technology, electronics, household items and more. Reports to Equifax and Transunion. Click Here

Rent Reporters – RentReporters is here to help the nearly 100 million renters improve their credit by reporting their on-time rent payment history to the credit bureaus. Rent Payments can Boost your Credit Score with the average Credit Score Increase is 40 Points. Reports to Equifax and Transunion.⁣Click Here
Hutton Chase – Guaranteed Approval! $1,500 Credit Line. Purchase online (Electronics, Apparel & Accessories, Cookware, Jewelries and etc.) Will help you Boost your Score. Reports to Equifax and Experian.  Click Here
Ox Publishing – Love Reading Books? Boost your Score While reading your favorite books! Purchase online E-Book source. Reports to Equifax and Experian. Click Here