Over 15 Years Of Expertise

Removing negative accounts is one of the FASTEST ways to increase your credit score.

Repair your past mistakes and live the life you deserve. We will help you aggressively delete negative accounts.
Results in as little as 30 Days.

Give us a call, schedule your complimentary consultation.


About Our CEO

As an entrepreneur having built several successful businesses, Nick Antoine, CEO and certified credit expert, has developed many methods over the years in the financial and credit arena. Through his Transportation and Real Estate companies he learned how important financial literacy is to any business.

HTP Enterprises was started with a vision of empowering individuals to take advantage of the power of credit by providing clients with the tools needed to be successful at building good credit and establishing financial stability.



Step 1: Get Started! Sign Up with Smart Credit

We need your Equifax, Experian and Transunion Scores.

FREE Credit Analysis

Step 2: Get Your Free Credit Analysis

We will send your FREE credit analysis through email.

Free Consultation

Step 3: Let us know your Goals!

We’ll discuss your financial goals and how we can help you achieve your dreams.

Sign Up

Step 4: Start with our Quality Program

We stand by our service.

Just Sit and Relax

Step 5: Watch your Credit Score Rise

We get it from here sit back and relax while you watch your credit score rise.

Fund your Dreams

Step 6: Your Done!

Enjoy your new credit score!


View and monitor your credit score.